Choosing Between One Big Agent and Five Specialists

One generalist with all tools is simpler. Specialists are more reliable. The decision rule, with cost numbers, that picks the right shape per use case.

The rule

The choice between one big agent and five specialists is not a matter of taste. It maps cleanly to the failure modes the agent will see in production and to whether each specialty has an owner who keeps it sharp.

Cost numbers

Cost rarely decides the architecture because the two shapes converge. The decision is reliability, not invoice.

When generalists win

The generalist shape is the right answer in three situations. Each is about scope being too narrow to amortise the specialist tax.

How to split into specialists

Splitting by tool rather than by failure mode is the most common mistake. The split below scales, the alternative does not.

When to rejoin specialists into a generalist

Rejoin is rare. Most evolution moves toward more specialisation, not less, but two signals point the other direction.